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The 10 Best Virtual Dollar Cards in Nigeria (2022)

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10 Best Virtual Dollar Cards in Nigeria

Virtual dollar cards are more like the currency of the internet. They can be used to buy things online and make transactions of all kinds. These cards also make it possible for Nigerians to shop on international websites that do not accept Nigerian naira especially given the scarcity of dollars physically in Nigeria. We have listed some of the best virtual dollar cards in Nigeria here.

What is a Virtual Dollar Card?

A virtual dollar card is a prepaid card used for online shopping. It can be used to buy goods and services online, but it cannot be used as a payment method in physical stores. To use your virtual dollar card, you require an e-wallet account where you will deposit funds to make purchases on the platform of your choice. This can be done using an ATM, debit or credit cards issued by participating banks, mobile wallets, etc.

Best Virtual Dollar Cards in Nigeria

There are a plethora of virtual dollar cards available in Nigeria. Deciding which to go for may become a daunting task for you. Here are the ten best virtual dollar cards in Nigeria.

1. Barter by Flutterwave Virtual Dollar Card

Barter by Flutterwave Virtual Dollar Card

The Barter by Flutterwave Virtual Dollar Card is a virtual card that allows you to buy goods and services from merchants who accept Flutterwave.

It’s also helpful in withdrawing cash from ATMs, the only way to get money out of the account without paying fees. The card can be ordered online or downloaded onto your phone and activated using your details.

To get your Bater by Flutterwave virtual card, you need to have an account with Flutterwave and have the Flutterwave app installed on your device.

The Bater virtual dollar card has a maintenance fee of $2 and a $1 fee for obtaining the card. If you don’t have a smartphone, you can use the Barter App on any device with access to the internet. This card is one of the best virtual dollar cards in Nigeria.

2. Chipper Cash Virtual Dollar Card

Chipper Cash Virtual Dollar Card

Chipper Cash Virtual Dollar cards can be used as an alternative to cash when completing transactions with merchants who do not accept bank transfers or wire transfers and for international transactions that require higher dollar limits.

The Chipper Cash Virtual Dollar Card is a payment method that allows you to load money onto your virtual card, which can then be used for most online transactions.

Chipper Cash says it offers a 5% cashback, with two tiers of wallets, tier 1 and tier 2, with tier 1 having transaction limit restrictions. This card made it to our list of the best virtual dollar cards in Nigeria.

3. ALAT Virtual Dollar Card

ALAT Virtual Dollar Card

ALAT Virtual Dollar Card is a prepaid card used to make payments on the ALAT platform. It is accepted at more than 200,000 merchant locations and allows you to pay bills online, send money, or request payments.

The ALAT Virtual Dollar Card is available to users and can be reloaded up to a maximum limit of $20,000 in Naira; you can also change your dollars to Naira when you wish.

The card is not compatible with money transfer websites and is not compatible with 3D secure. ALAT virtual dollar card is one of Nigeria’s best Virtual Dollar Cards.

4. Wallets Africa Virtual Dollar Card

Wallets Africa Virtual Dollar Card

Wallets Africa Virtual Dollar Card is one of Nigeria’s best virtual dollar cards, offering risk-free unlimited transactions.

It allows you to store money on it and use it for online shopping and paying bills via mobile money transfer or their website portal, especially when traveling and do not want to carry physical cash.

Simply download their app and create an account to get started with your Wallets Africa virtual dollar card. Wallets Africa charges a 2% fee to load your account from external sources, a monthly $1 fee, and a $0.75 charge on every international transaction.

5. Mintyn Bank Virtual Dollar Card

Mintyn Bank Virtual Dollar Card

The Mintyn Bank Virtual Dollar Card is a mobile money transfer service that allows you to make payments using your mobile phone. The card is powered by Mintyn bank and is available in Nigeria.

You must have a Mintyn Bank account to use the virtual dollar card. With this virtual dollar card, you can transfer money from your bank account or physical ATM card into your virtual wallet through the Mintyn app.

This card has no monthly fee and no minimum balance requirement either. Mintyn Bank virtual is one of the best virtual dollar cards in Nigeria.

6. Fundall

Fundall Virtual Dollar Cards

The Fundall Virtual Dollar Card is a prepaid card used to pay bills and buy goods and services provided by Fundall digital bank. The virtual card gives you total control over your finances by enabling you to budget according to your needs.

The card has an easy-to-use interface that allows users to make purchases online and at physical locations such as restaurants, retail outlets, and stores when they travel abroad. Fundall virtual dollar card is one of Nigeria’s best virtual dollar cards.

7. Eversend

Eversend Virtual Dollar Card

Eversend is a virtual dollar card that allows you to make payments online. This prepaid card can be used to buy goods and services online.

You can load up to $100 on the card, which makes it ideal if you only need small amounts of money in your account at any particular time.

The Eversend Virtual Dollar Card is also easy to use. The virtual card costs $1 to create, $1 monthly, and a $2 conversion fee. The Eversend virtual dollar card is part of Nigeria’s best virtual dollar cards.

8. Bitsika

Bitsika Virtual Dollar Cards

Bitsika Virtual Visa Dollar Card is a prepaid card that allows you to purchase goods and services online. It can also be used for offline purchases at any store that accepts VISA cards.

The card is reloadable, so you can add more funds anytime by visiting the Bitsika website. To get a Bitsika virtual visa dollar card, you need to open an account on the company’s official website and then request your virtual card after logging in with your username and password.

The card has a fee of 8% on transactions and was rated one of the best virtual dollar cards in Nigeria.

9. Geegpay

Geegpay virtual dollar card is one of the best virtual dollar cards in Nigeria, and for a good reason. A high-quality interface can be used on various internet sites to pay for goods and services online and internationally across the ocean.

Geegpay is easy to set up: simply create an account with them (it only takes a few minutes), then you’re ready to go. You can add funds by your card.

10. Changera

The Changera Virtual Dollar Card is available to Nigerians; it is one of the best virtual dollar cards in Nigeria and a good option for online shoppers and billpayers who want to make their payments more accessible, faster, and faster and more secure.

The card can be used to shop online or pay bills through the Changera app; you can also withdraw money from ATM cardless.

Kevin Afoma Onwuagbanusi is a freelance writer and a graduate of Mechanical Engineering (BEng.) and Masters in Accounting (MSc) with 8+ years of experience writing across several niches, with a remarkable likeness to crypto, and personal finances, automotive, games, and technology.