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The 15 Best Credit Cards for Travel (Updated 2022)

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The 15 Best Credit Cards for Traveling (Updated 2022)

If you travel with a credit card, you want it to reward you for every dollar spent. The right card can give you airline miles, hotel points, and other rewards that make your vacations more affordable.

The best travel rewards credit cards put cash back on the table or give you free nights at hotels so that you don’t have to pay out of pocket when staying in your favorite destinations.

If the idea of getting free flights or hotel stays makes your heart race a little faster than usual, then here are the top 15 best credit cards for travel that you can get consider getting.

1. Capital One Venture X Rewards Credit Card

Capital One Venture X Rewards Credit Card

The Capital One Venture X Rewards Credit Card is one of the best credit cards for travel on the market because it has no foreign transaction fees and offers points per dollar.

The rewards structure also delivers a robust 1.5% return on all purchases, making this card an excellent choice for everyday spending.

The card offers a travel sign-up bonus, requiring you to make $3,000 in qualifying purchases within three months of account opening.

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2. Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

The Chase Sapphire Preferred® Card is one of the top best travel credit cards with rewards. It offers 2x points on all travel and dining, plus a sign-up bonus worth $750 in free travel.

This card makes it easy to rack up points through its clear earning structure, which allows you to earn 2x points on all purchases that code as travel or dining at restaurants and also gives you a 50% bonus when redeeming points for airfare through Chase Ultimate Rewards. This card is a must-have and one of the best credit cards for travel in 2022.

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3. United Club℠ Infinite Card

United Club℠ Infinite Card

The United Club℠ Infinite Card is an excellent choice for travelers who want to spend time in the airport lounge. The card comes with two annual United Club℠ passes each year, each good for one year.

You can also use these passes on your companion if you travel together. This makes the card worth more than its annual $450 fee, even if you only use it once per trip. United Club infinite card is one of the best credit cards for travel in 2022.

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4. Hilton Honors Aspire Card from American Express

Hilton Honors Aspire Card from American Express

The Hilton Honors Aspire Card from American Express is the best hotel card. It offers an impressive sign-up bonus, excellent perks and benefits, and no foreign transaction fees.

You can earn up to four points per $1 spent at participating hotels and resorts worldwide, which gives you more value than other reward cards that only offer two or three points per dollar.

Plus, it offers a whopping 80,000 point sign-up bonus (after meeting spending requirements).

The Hilton Honors Aspire Card from American Express also comes with a 30% discount on Gold Status for your first year as an account holder; after that period, you’ll receive complimentary Silver status year round (which includes upgrades when available).

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5. Chase Sapphire Reserve®

Chase Sapphire Reserve®

As a premium travel card, the Chase Sapphire Reserve® is designed for frequent travelers. The card comes with a $450 annual fee and is unavailable to those with poor credit.

However, the card’s benefits can save you money on travel expenses that would otherwise cost you dearly, and there are many ways to earn points on this card.

The Chase Sapphire Reserve® has a significant advantage over other premium transfer cards: its rewards program works best if you transfer your points to one of Chase’s many airline or hotel partners (unlike some other premium travel cards).

This means that your rewards will be more flexible rather than keeping all your points in one place, where they could lose value as time passes.

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6. The World of Hyatt Credit Card

The World of Hyatt Credit Card

The World of Hyatt Credit Card is a good choice for travelers who want to earn Hyatt points. You’ll earn 2 points per dollar spent at Hyatt hotels and 1 point per dollar on everything else.

And there are no foreign transaction fees, so you can also use this card when you travel abroad. The World of Hyatt credit card is one of the best credit cards for travel in 2022, offering several rewards.

7. Delta SkyMiles® Reserve American Express Card

Delta SkyMiles® Reserve American Express Card

Delta SkyMiles Reserve American Express card is one of the best credit cards for travel; with this card, you can earn 50,000 bonus miles after you spend $3,000 in purchases on your new Card in your first three months.

You can also earn 2 miles per dollar on purchases directly with Delta. The Delta SkyMiles® Reserve American Express Card offers two rewards: one for spending money with Delta and a second for general spending.

Plus 1 mile (or one penny) per dollar everywhere else you shop with no limit to how many times you can collect the miles or cash them in; they never expire.

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8. Bilt World Elite Mastercard®

Bilt World Elite Mastercard®

The Bilt World Elite Mastercard® is a card that offers a cash sign-up bonus and a generous rewards program. It has a $0 annual fee for the first year, then $95, an affordable rate for those who spend heavily on travel.

The Bilt World Elite Mastercard® has no foreign transaction fees, which is essential if you use your card overseas or want to minimize such expenses by using it at home instead of your credit cards with foreign exchange fees.

This card is one of the best credit cards for travel in 2022. Bilt World Elite Mastercard® ‘s rewards program allows you to earn points on purchases made in this manner: you get 3 points per $1 spent on gas, grocery stores, and airlines (flights) and 2 points per $1 spent everywhere else.

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9. United Explorer Card

United℠ Explorer Card

The United℠ Explorer Card offers 50,000 bonus miles after you make your first purchase. You’ll earn 2 miles per $1 spent on all purchases and 1 mile per $1 spent on United purchases.

And when you spend $25,000 in a calendar year, you’ll get 10,000 bonus miles. Plus, there’s an introductory 60-day 0% APR offer on balance transfers and purchases with no annual fee.

As an added benefit to frequent travelers who love their coffee: the card provides complimentary access to over 1,000 airport lounges worldwide through its companion service known as Club Access (which can be used by up to two guests). The United Explorer card is one of the best credit cards for travel.

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10. Hilton Honors American Express Surpass® Card

The Hilton Honors American Express Surpass® Card comes with no foreign transaction fees, so you can use it to make purchases while traveling abroad.

It also has a high rewards rate, which means you’ll earn big points every time you spend at Hilton hotels or on other travel-related expenses like flights and hotel bookings.

The sign-up bonus is worth up to $450 for spending $3,000 in the first three months after opening an account. The card is one of the best credit cards for travel.

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11. JetBlue Plus Card

JetBlue Plus Card

The JetBlue Plus Card from Barclaycard is a great travel rewards card for those who love to fly JetBlue Airlines.

With this card, you can earn 3x points on all JetBlue purchases and 2x on restaurants, gas stations, and grocery stores.

The card also has no foreign transaction fees, which is excellent news for travelers who use their credit cards overseas.

The JetBlue Plus Card has an annual fee of $99, but it’s waived the first year, so this won’t be an issue if you only apply when your membership is up or close to expiring JetBlue card is one of the best credit cards for travel.

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12. United Quest Card

The United℠ Explorer Card is an excellent option for travelers who want to earn bonus United miles on their everyday spending.

Cardholders earn 2 miles per $1 spent on eligible United purchases, plus an additional 1.5 miles per $1 spent on all other purchases.

If you spend a lot at restaurants or entertainment venues, this card can help you raise some serious points (and maybe even get an appetizer by the end of your meal).

As with most travel credit cards, this one comes with some nice perks: free first checked bag and priority boarding privileges for cardholders, no foreign transaction fees, and automatic gold status in United’s frequent flyer program.

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13. American Express® Gold Card

The American Express® Gold Card is one of the best credit cards for travel. The card comes with a $250 annual fee, but the benefits make it worth it.

The card offers 5x points on flights and prepaid hotels, redeemable for statement credits towards any type of travel expense (airfare or hotel). There are no foreign transaction fees associated with this card.

You’ll also gain access to Amex Centurion Lounges at airports across the US, Amex Offers, and Amex Fine Hotels & Resorts.

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14. U.S. Bank Altitude® Reserve Visa Infinite® Card

The U.S. Bank Altitude® Reserve Visa Infinite® Card offers some of the best travel rewards in the business. It earns a generous 4x points on travel and dining at restaurants, 3x on gas stations and grocery stores, and 2x for everything else.

It comes with a $400 annual travel credit that can be used for anything related to airfare, hotel stays, or car rentals.

If you have excellent credit but don’t want to pay an annual fee on top of your regular expense budgeting process, then consider this card because it’s waived during the first year after opening an account, making it one of the best credit cards for travel.

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15. The Platinum Card® from American Express

The Platinum Card® from American Express is an excellent option for travelers who want to earn 5x points on airfare and hotels. This card has no foreign transaction fees and earns 1x points on all other purchases.

It comes with a $550 annual fee, but it’s possible to waive the annual fee if you spend $5,000 or more within the first three months of account opening.

The Platinum Card® from American Express offers some excellent benefits for frequent travelers:

No foreign transaction fees meaning you won’t have to worry about paying extra when using this credit card abroad on travel.

5x points on airfare and hotels. You earn five times as many reward points when booking flights or hotels through Amex Travel’s website or app.

Global Entry/TSA Pre-check reimbursement with this card, you’ll receive access to expedited security lines when flying internationally or domestically; this benefit also includes TSA Pre-check privilege at up to $100 U.S. at designated airports.

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Here’s a quick summary of the 15 best credit cards for travel:

  1. Capital One Venture X Rewards Credit Card (best overall)
  2. Chase Sapphire Preferred® Card (best mid-travel rewards card)
  3. United Club℠ Infinite Card (best airline card)
  4. Hilton Honors Aspire Card from American Express (best hotel card)
  5. Chase Sapphire Reserve® (best premium transfer card for transfer cards)
  6. The World of Hyatt Credit Card
  7. Delta SkyMiles® Reserve American Express Card
  8. Bilt World Elite Mastercard®
  9. United℠ Explorer Card
  10. Hilton Honors American Express Surpass® Card
  11. JetBlue Plus Card
  12. United Quest℠ Card
  13. American Express® Gold Card
  14. U.S. Bank Altitude® Reserve Visa Infinite® Card
  15. The Platinum Card® from American Express

Kevin Afoma Onwuagbanusi is a freelance writer and a graduate of Mechanical Engineering (BEng.) and Masters in Accounting (MSc) with 8+ years of experience writing across several niches, with a remarkable likeness to crypto, and personal finances, automotive, games, and technology.