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The ALAT Virtual Dollar Card and How it Works

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The ALAT Virtual Dollar Card and How it Works

The ALAT virtual dollar card is a prepaid payment method that allows you to make payments online. It works like a debit card and can be used for making payments for your subscriptions, membership donations, e-commerce transactions, etc.

The ALAT Virtual Dollar Card has several benefits, including convenience, low cost of ownership, and easy transferability. This article provides helpful information on how to obtain the card and how it works.

What is a Virtual Dollar Card?

A virtual dollar card is a prepaid payment method that works like a debit card. It can be used to make payments for subscriptions, membership, and donation transactions.

The virtual dollars can also be used on e-commerce websites like Amazon and eBay. The virtual dollars are stored on the card until it’s time to process the transaction.

Virtual dollar cards do not have any upper limit or fixed amount that can be stored on them, but most have an expiration date, after which they will not work anymore.

The expiration date varies from vendor to vendor, so check with your vendor if you want more information about their expiry policy before using your card at their website or store location.

What is the ALAT Virtual Dollar Card?

The ALAT Virtual Dollar Card is a virtual prepaid card that allows you to pay for online subscriptions, membership, and e-commerce transactions using your ALAT account, which is provided by WEMA bank.

The ALAT virtual dollar card will work like any other prepaid card where you can load money onto it and use it as you go shopping. It’s easy to set up and very convenient.

How to Request Your ALAT Virtual Dollar Card

You can request your ALAT Virtual Dollar Card by visiting the issuing bank’s website. Simply go to https://online.alat.ng/ and click on the link “ALAT card.”

You can also request your ALAT card by visiting any WEMA bank branches nationwide or calling the bank’s customer service hotline at 1-800-ALATBANK (1-800-252-8226).

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How to Use the ALAT Virtual Dollar Card

The ALAT Virtual Dollar Card

To use your virtual dollar card, follow these steps:

Add funds to your card by visiting the ALAT website and clicking “Add Funds.” You can also add funds in person at a physical location.

Check your balance after you’ve added money to the card. This will show up at the top of pages where you can use your virtual dollar card for purchases.

Withdraw funds from ATMs and make purchases by selecting “Withdrawal” from any page where you see “Payment Options” in the blue typeface above the checkout buttons (the same place as “Check Balance”).

What is the Validity Period of the ALAT Virtual Dollar Card?

The ALAT virtual dollar card is valid for 12 to 36 months from the date of issuance. The ALAT card is issued in the name of the ALAT account holder and can be used only by the person who applied.

It is not a credit card and does not provide any interest on your balance or offer other financial benefits. You can use it to make purchases online, at participating merchants that accept MasterCard payments, and also withdraw cash at ATMs displaying either Visa or Maestro/Cirrus logos.

The Card is a Prepaid Payment Method That Works Like a Debit Card

The ALAT Virtual Dollar Card is a prepaid payment method that works like a debit card. It can be used to make payments for your subscriptions, membership, donation, and e-commerce transactions.

The card is virtually free to obtain. You must have an active ALAT account before getting the virtual dollar card. Once you have it, you can use it online or offline with any merchants that accept MasterCard® cards domestically or internationally (for international purchases).

The only thing required is an internet connection so that you can load funds onto your virtual card.

The ALAT Card is Virtually Free to Obtain

The ALAT virtual dollar card is virtually free to obtain, your first card is given free of charge, but subsequently, you will pay ₦525 for new cards. You don’t have to pay any monthly, annual, transaction, or chargeback.

This means you can use your ALAT virtual dollar as much as you like without worrying about incurring fees. Additionally, other prepaid cards have no activation fees or card delivery fees. There is no monthly maintenance fee attached to the ALAT card.

You Can Add Funds to Your ALAT Card Whenever it Gets Exhausted.

You can add funds to your ALAT virtual dollar card by logging into your ALAT account and choosing any listed methods for adding funds to your ALAT dollar account.

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You can load your ALAT dollar card by using the transfer method. You do this by transferring funds to your ALAT account, converting the sum to dollars for your card, and then proceeding to use your card.

Your ALAT Card is Different From Your Regular ALAT Naira MasterCard

The virtual dollar card can be used to make payments in US dollars at much higher limits for daily spending, but your regular ALAT Naira MasterCard has little or no such abilities for spending US dollars.

With your ALAT dollar cards, you can have limits of up to $10,000 daily, provided you have up to that amount loaded on your card., unlike your ALAT Naira MasterCard.

With your ALAT dollar card, you can shop and make purchases with thousands of international vendors in foreign currencies, unlike your Naira master card, which is restricted to Naira spending.

Anyone Who Wants to Use the ALAT Virtual Dollar Card Must First Have an ALAT Account

You must have an ALAT account and go through our Know Your Customer (KYC) process, which is a legal requirement. You can also get the ALAT card if you are a registered member of our partner sites.

To get the ALAT Dollar Virtual Card, you must have an active account with ALAT and have gone through our Know Your Customer (KYC) process.

Benefits of Using the Virtual Dollar Card

The ALAT Virtual Dollar Card is a virtual card that you can use to pay for online subscriptions, donations, purchases, and membership. With the ALAT card, you will be able to do these and more:

Pay for Subscriptions: You can use the virtual dollar card to pay subscription fees for online publications or software. For example, you can subscribe to a magazine or newspaper online by paying with your ALAT card.

Pay For Memberships: You can also use the virtual dollar card to pay membership fees for organizations or clubs like gym memberships, bingo halls, etc.

Donate money to charitable causes or organizations.

Buy products online (gaming items and more) or in physical stores. For example, you can buy an Xbox One game console and download it directly from the store onto your console!

Final Wrap Up

The ALAT virtual dollar card is one of the best ways to make payments online. The ALAT card makes paying for your subscriptions, membership, donation, and e-commerce transactions easy without carrying cash.

We hope this article has answered some of your questions about ALAT virtual dollar cards.

Kevin Afoma Onwuagbanusi is a freelance writer and a graduate of Mechanical Engineering (BEng.) and Masters in Accounting (MSc) with 8+ years of experience writing across several niches, with a remarkable likeness to crypto, and personal finances, automotive, games, and technology.

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